How much does Mental Health disability Pay: SSDI or SSI?

Everybody wants to get the same right to run this life. It includes people with mental health disability. How much does mental health disability pay? Will each company give the same payment for you? Those all depend on the policy of health insurance. Nevertheless, each of them cannot refuse your insurance as long as you fulfill the qualification. So, you will get the full coverage, unlimited, depending on the type or severity of the disorder.

How Much Does Mental Health Disability Pay: Depend on the Type of Disorder

Before talking more about how much does mental disability pay, it is important to know the type of the disorder. Someone may suffer dementia, depression, bipolar disorder, obsessive-compulsive disorder, or schizophrenia.

Here are 5 things that you should know about mental health disorder:
  1. People with disabilities for mental illness have two programs
    These two federal disability programs include Social Security Disability Insurance (SSDI) and Additional Guarantee Income (SSI). Both offer cash benefits for individuals with mental disorders. But for those who can't work and are very different. So, how much does mental health disability pay? The average monthly payment for workers with disabilities reaches $ 1,165.74 to $ 2,639 (maximum amount). Meanwhile, the average monthly SSI payment is $ 560.55 with a maximum amount of $ 733.
  2. Social Security decision makers need to consult with the Disability guidebook before evaluating your claim
    A person who submits an application request for a disability due to mental illness, his condition must meet certain medical requirements. The Social Security Administration has a Disability guidebook with the name "Blue Book". This book informs about more than 100 physical and mental disorders that qualify for Disability as long as there is objective medical evidence. Making decisions about Disability Decisions on Social Security decisions must use the Blue Book as well.
  3. The importance of medical records and care for your claims
    Even though you are legally too sick to work, the Social Security Administration still wants evidence and lots of evidence. The key is to have adequate medical records and other documentation that shows you cannot work consistently and substantially. Social Security is likely to send you to an independent doctor to undergo a mental consultative examination if you do not receive routine care. In addition, if your medical records do not accurately document your situation. See also how much does mental health disability pay UK.
  4. Mental disorders are the second leading cause of disability claims
    Apparently, disability examiners have not licensed psychiatrists and may not always understand the full range of limitations of certain mental illnesses. That is why medical evidence and doctor's support are very important to prove mental disorders.
  5. Experienced disability attorneys really help you get disability due to mental illness.
    Therefore, use an experienced disability lawyer. So that you get disability due to appropriate mental illness.
Those are 5 things you should know to estimate how much does mental health disability pay. 

The Advantages of Social Security Disability Insurance & Additional Guarantee Income

Of course, you want to know about how much does mental health disability pay immediately.
Okay, the next is about the benefits of social security and additional guaranteed income. Both are kinds of insurance for people with mental health disability. Here, you are going to get the explanation about those insurance ones by one.

Now, it starts with the advantages of social security disability insurance (SSDI):
  • In 2014, customers get an average monthly SSDI benefit of $ 1,165. Definitely, how much does mental health disability pay is more than that. Nonetheless, it depends on the FICA tax. In essence, the amount you receive is directly related to the amount of FICA tax. You have paid into the FICA system during your years of work.
  • Benefits of an SSDI account You can get to your partner and children in high school. Even younger ones can also receive benefits.
  • You are entitled to Medicare benefits after 24 months using SSDI.
  • Chances are, you are also entitled to receive an Additional Security Income (SSI) allowance. 

Applying for this Social Security Disability Insurance can be directly in any Social Security office. To qualify for SSDI, you must have a decrease in value that prevents you from working for at least 12 months. However, you must have worked and paid into the Social Security (payroll tax or FICA) program for at least five of the last ten years.

How much does Mental Health disability Pay: SSDI or SSI?

Next is the benefits of Additional Security Revenue (SSI). However, you also need to know that SSI has two programs. One comes for adults and one for children (up to the age of 18).
Well, here are the benefits of SSI:
  1. Children
    To get the benefits of SSI, children must have a disorder that has lasted for at least 12 months. It must cause "clear and severe functional limitations." Then, the child's family must have very low income and resources. However, the SSA will determine whether or not he qualifies when the child is 18 years old.
  2. Adults
    Requirements for the benefits of SSI must have a decrease in value that prevents you from working regularly and continuously. In addition, your income, resources, and assets must be very low. Roughly, how much does mental health disability pay? Precisely, your assets are no more than $ 2,000. If you are married, your partner must also have very low income, assets, and resources. In fact, your partner may not have assets of more than $ 3,000.
    How much does mental health disability pay in 2015? In 2015, federal payments were $ 733 / month (individuals) and $ 1,100 / month (pairs). However, the amount depends on several factors such as your residence setting.

4 Important things about the Additional Security Revenue (SSI):

  • SSI does not include your main house, one car, engagement and engagement rings, certain types of financial support. It burial savings of up to $ 1,500 and additional exceptions.
  • You can receive monthly supplements from the state where you live.
  • You have the right to get Medicaid coverage.
  • Adults who have paid for the FICA system may be eligible to receive the benefits of SSDI simultaneously.
Okay, those are some information about how much does mental health disability pay. Thank you!

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